I have inculded, one mans life story.  I hope it can help….

I want to become rich. I have tried my whole life to become a rich man. I have built assets up and made risky investments and lost everything. I bought homes and rented them out. I have come up on penny stocks and I have had high paying jobs. One thing destroyed me every time.

I have come to realize that I will never be able to become rich so long as I use consumer debt. Consumer debt is the modern way people become indentured servants. Most British people who have debt live to pay their bills. They work extra hard and stay long hours away from their families to spend the prime of their lives playing the catch up game.
I did this cycle from the time I was about 19 years old until I filed bankruptcy at 35 years old. I have come to realize that the system is stacked against me and the only way for me to become wealthy is to stop paying other people. It is even prophesied in the bible not to go into debt.

My new life consists of simplicity. I don’t pay any debts because I don’t create debts. I know my credit is destroyed from filing bankruptcy but my philosophy is I don’t need good credit because I no longer borrow money. Sure it makes it difficult to buy a home but in order to become rich I need to get creative and putting out large money monthly just works against the dream.

So being creative has led me down a very interesting path. I do own a vehicle but I ride the bus all the time now. I have discovered that I can make enough money to live without borrowing. I also have begun to explore the world of internet marketing. Being that I have much more time on my hands I can pursue the things that interest me and build them up to make money. I only work part time because I am not bogged down with bills.

I take my money and I invest it in stocks and other various investment tools that I now have the time to research which multiplies it to maximize my returns. I also have begun to build websites and offer goods for consumers to buy because I have the time to work on such projects and with affiliates I don’t have to keep an inventory.

Free yourself from debt and live within your means.  Forget your credit cards and save.  If you follow my advice, then you can truly become debt free and happy.